What is the annual HSA contribution limit?

The IRS sets yearly contribution limits. For 2023, you can contribute up to $3,850 annually for yourself and up to $7,750 if you cover yourself and your dependents. For 2024, you can contribute up to $4,150 annually for yourself and up to $8,300 if you cover yourself and your dependents. The maximum dollar limits include any amounts that your employer contributes towards your HSA. If you are over age 55, you are eligible to make “catch-up” contributions of $1,000 annually.