I have other coverage, is there an opt-out option available?

The Waiver of Active Benefit Enrollment (WABE) is effectively an opt-out option while upholding the program participation requirements. Employees who prefer to decline medical coverage may elect this option in place of a medical plan. Employees who select this option are not enrolled in a medical/Rx plan but do have access to certain added-value services, including the Employee Assistance Program.